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“Social Security and Divorce: What You Need to Know”
December 3, 2009 | Leave a Comment
Posted by: k daniel
Though a bit dazed from combating ‘evil-doers’ who corrupted our files and left us with an unfathomable mess to sort out for the last month, we’re feeling triumphant: there are few things more empowering than learning something new! Nevertheless we’re glad it’s over and more glad to be back!
And speaking of learning, if you are divorced – and no matter how long you’ve been divorced – if you were married for more than ten years, read this update from WISER.org, the Women’s Institute For A Secure Retirement, of the basics of what you need to know to make sure you collect all the benefits for which you’re eligible.
“Although more and more women are in the workforce, many can still receive a larger Social Security benefit based on their husband or ex-husband’s work record than they can on their own. When you decide to take those retirement benefits, the Social Security Administration will calculate the benefits for which you are eligible—your own as a worker, yours as a spouse or ex-spouse (or widow or ex-widow). You will always receive the amount of the highest benefit for which you qualify—not the benefits added together. The good news is that a divorced woman can receive Social Security benefits without filing any special papers at the time of divorce, and it doesn’t matter if her ex-husband has remarried.”
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